Insurance for Tech Companies

Directors and Officers (D&O) Insurance

For Tech companies looking for investment or considering to go public, Directors & Officers (D&O) insurance is a critical risk management tool. D&O insurance protects board members and officers if they are sued for a decision they made on behalf of your tech company.


If your board makes a poor decision or a bad investment, this policy ensures they won’t have to pay out of pocket to defend themselves in court. In the event of merger or acquisition, the risk will increase significantly if the company is not performing well and investors of the newly acquired company may sue if they consider they have overpaid for the deal.


We are often approached when tech companies realise that they may face a D&O risk, but it is often too late to activate such policy. A retroactive date is a feature of claims-made policies such as Directors and Officers (D&O) insurance. It’s generally defined as the day that your coverage begins. The retroactive date will determine whether or not your current policy will cover the costs of the action. If the disputed incident occurred after the retroactive date, your policy will cover your costs. If it occurred before, then the policy will not respond.


Our technology unit is ready to offer advice including a full explanation of the various insurance covers available for the technology sector.


Click to call our team on 01 5175220 or get in contact by filling the form below



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