Car Insurance Ireland

From the local broker you can trust

Pick up your keys with the comfort of knowing you have the best possible car insurance cover for you. We’ll compare car insurance quotes from Insurers across Ireland, so you don’t have to.

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Car Insurance in Ireland

What is car insurance?

A car insurance policy protects you as a car owner or driver against liability in the event of a road accident that causes injury to a third party or damage to their property. Some policies also cover damage to the motorist’s own vehicle. 

Once you have purchased a car insurance policy, you’ll receive an insurance disc and certificate. Your disc must be visible and on display in your car. 

Third-party car insurance cover is compulsory in Ireland. 

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How car insurance works?

In Ireland, there are 3 types of motor insurance available; Third-Party Insurance, Third-Party Fire & Theft and Comprehensive Insurance. Your premium is a monthly or annual payment that keeps your policy active. Driving with an inactive policy or with no insurance at all can result in a fine, penalty points, and in some cases, imprisonment. 

Car Insurers tend to offer lower or higher premiums for certain drivers. If you fit into one of these categories, we’ll be able to find a suitable fit. Some factors can affect your premium such as your age or in the event that you have penalty points, which can be viewed in our FAQ section below.

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Car Insurance Policy Options

  • Third Party

    • The minimum level of cover required by Irish law
    • Covers injury to a third party, their property and any legal liabilities
    • Limits apply
  • Third Party Fire & Theft

    • Covers fire and theft damage caused to your car
    • Plus cover as detailed under Third Party
    • Limits apply
  • Comprehensive

    • Covers accidental damage and damage caused by vandalism to your car
    • Plus cover as detailed under Third Party Fire & Theft
    • Limits apply

Car Insurance FAQs

What is car insurance excess? +
How much does it cost to cancel car insurance? +
Why has my car insurance gone up for no reason? +
What does “rebroke” mean? +
What is Comprehensive car insurance? +
If my car is written off what happens to my insurance? +
What is a no claims bonus? +
What is Third Party Fire & Theft? +
What is a multi-car discount? +
How long does a car accident stay on your insurance record? +
How much is car insurance in Ireland? +
How much will my car insurance go up after a claim? +
How will penalty points affect my car insurance quote? +
I have penalty points, can you still find me a policy? +
What are car insurance brokers? +
I’m a young driver, is it true it’s far more expensive to get insured? +

Why Choose Campion for your Car Insurance?

35+ years experience

11 offices throughout the country

Winner of the Deloitte Best Managed Companies for over 10 years

High customer retention rates

We review 15 Insurers and more than 20 products to find the perfect cover

Campion Insurance has the knowledge, expertise and commitment to finding you the best car insurance quotes possible. Our customers are at the heart of everything we do at Campion. We always aim to deliver a personal level of service while utilising our car industry knowledge and expertise, so you know you’re getting the best deal.

Incidents and accidents on the road can be out of your control. What you can control is having the best car insurance on the market so you feel covered on your daily commute or out with friends on the weekend.

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Articles & Guides

What to Look For When Comparing Car Insurance

Finding the right car insurance – how complicated can it be? With so many insurers promising the best coverage at...

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What is Voluntary Excess in Car Insurance?

Choosing the right car insurance is an integral part of vehicle ownership. However, sometimes it’s hard to sift through the...

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What is Comprehensive Car Insurance?

Comprehensive car insurance offers full financial protection. It means that your insurance provider will pay out in almost all cases....

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When Does a Car Become a Classic For Insurance in Ireland?

In Ireland and for motor tax purposes, a vintage car is defined as being more than 30 years old. If...

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