Welcome to Campion

Dear customer,

We are pleased to announce the successful merger of McLaughlin & Greaney Insurances Ltd t/a Future with Campion Insurances Ltd taking effect from 1 December 2020.

Campion Insurance was established by Jim and Margaret Campion in 1984 and is one of Ireland’s largest insurance brokers. Over the past decade Campion Insurance has consistently received the Deloitte Best Managed Companies Award, and like us they pride themselves on their customer service and striving to find a solution for the customer.

One of the main benefits of the merger is that we will now be able to offer customers an even wider choice of financial services, from Car and House Insurance, to Life, Pensions and Mortgages as well as Business and Farm Insurance. All supported through the dedicated Campion Insurance Team.

    What does this mean for you?    

No action is required by you as we will continue to look after your insurance needs from our existing offices in Galway and Claremorris. It’s business as usual, only now we have new resources and capabilities. We may have a new look, but we are still the team you know and trust and will continue the excellent customer service you have come to expect. All our staff contact details remain the same and we will be in touch with you again when your policy falls due for renewal.  In the meantime, if we can be of any assistance, please feel free to call 1890 549 549.

Please note that from now on our communications with you will have the Campion Insurance branding.

We look forward to serving you better as a result of the acquisition. Find out more about Campion Insurance on Campion.com/About-Us

Yours sincerely,

Michael McLaughlin

Campion Insurance

Campion Insurances Ltd trading as Campion Insurance, Future, Bestquote.ie, ISME Insurance Services is regulated by the Central Bank of Ireland.

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Important Assumptions

For the purpose of determining the term over which pension contributions are made, we have assumed your birthday was exactly six months ago.

If your target retirement age is lower than the age at which the Social Welfare pension commences (age 68 if you are born on/after 01/01/1961, age 67 if born before this date but on/after 01/01/1955 and age 66 if born before 01/01/1955) the calculations allow for funding for this gap, in addition to the cost of the annuity.

You are entitled to a full Social Welfare pension of €248.30 per week as at March 2019 which is assumed to increase by 2.5% per year.

You are saving for the difference between the Social Welfare pension and your target monthly income in retirement.

We have allowed for inflation of your target monthly income of 2.5% per annum between now and your retirement date.

Any other private pension provision you may have in place has not been taken into account.

Your monthly pension contribution increases by 2.5% each year up until your retirement age and is invested in a pension plan with an annual management charge of 1% and a 5% charge on each contribution, in line with the Standard PRSA fees and charges maximum limit.

A Gross Investment Return of 4.2% per annum on your savings. This is not a forecast because the value of your investment may grow at a faster or slower rate than assumed and the value of your investment may be expected to fall from time to time as well as rise.

On retirement you purchase an annuity which escalates at 1.5% each year, has a 5-year guarantee and is payable monthly in advance. The annuity rate assumes a post retirement interest rate of 2% per annum and no spouse’s pension. The actual annuity rate will depend on the selection of dependant’s pension, guaranteed period and the escalation rate, as well as interest rates prevailing when the annuity is purchased.


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