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Pubs and
Restaurants

Let Campion Insurance, one of Ireland’s largest insurance brokers, help you find the best insurance for your Pub, Restaurant or Hotel. Our experienced specialists will provide personalised advice and compare the best insurance options for you. Easy and fast!

  • Full Range of Covers

    Tailored insurance covers to meet your specific requirements

  • Sector Experience

    Our clients benefit from the vast experience we have handling Hospitality Insurance

  • Dedicated Claims Team

    Dedicated claims team available to navigate you through the claims process

Pub & Restaurant Insurance

We can provide expert advice on insurance covers, risk management and claims management for the Hospitality sector.

  • Hospitality Sectors

    • Public Houses
    • Late Night Bars/Nightclubs
    • Restaurants
    • Cafes
    • Takeaways
    • Hotels
    • Country Houses
    • Guesthouses
    • Bed & Breakfast
    • Hostels
  • Insurance Covers

    • Property Damage
    • Buildings
    • Contents
    • Stock
    • Money
    • Computers
    • Loss of Licence
    • Business Interruption
    • Employers Liability
    • Public/Products Liability
    • Engineering Insurance (Plant, Equipment & Lifts)
    • Legal Expense Cover
    • Directors & Officers Liability
    • Cyber Liability/Cyber Crime

Get in Touch

Our expert team, one of the leading insurance brokers for the Pubs & Restaurants sector, is ready to offer advice for you today. We have a wide range of insurance companies to choose a perfect and affordable plan that cover your business.

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Help
Important Assumptions

For the purpose of determining the term over which pension contributions are made, we have assumed your birthday was exactly six months ago.

If your target retirement age is lower than the age at which the Social Welfare pension commences (age 68 if you are born on/after 01/01/1961, age 67 if born before this date but on/after 01/01/1955 and age 66 if born before 01/01/1955) the calculations allow for funding for this gap, in addition to the cost of the annuity.

You are entitled to a full Social Welfare pension of €248.30 per week as at March 2019 which is assumed to increase by 2.5% per year.

You are saving for the difference between the Social Welfare pension and your target monthly income in retirement.

We have allowed for inflation of your target monthly income of 2.5% per annum between now and your retirement date.

Any other private pension provision you may have in place has not been taken into account.

Your monthly pension contribution increases by 2.5% each year up until your retirement age and is invested in a pension plan with an annual management charge of 1% and a 5% charge on each contribution, in line with the Standard PRSA fees and charges maximum limit.

A Gross Investment Return of 4.2% per annum on your savings. This is not a forecast because the value of your investment may grow at a faster or slower rate than assumed and the value of your investment may be expected to fall from time to time as well as rise.

On retirement you purchase an annuity which escalates at 1.5% each year, has a 5-year guarantee and is payable monthly in advance. The annuity rate assumes a post retirement interest rate of 2% per annum and no spouse’s pension. The actual annuity rate will depend on the selection of dependant’s pension, guaranteed period and the escalation rate, as well as interest rates prevailing when the annuity is purchased.

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