Home Insurance
HCL Home Policy Document
(owner occupied home, holiday home and rental home)
Policies taken out or renewed from 1st February 2026
View your HCL Home Owner Policy Booklet
Key Product Information Home (IPID)
Key Product Information Let Home (IPID)
Under insurance customer guide
HCL Home (Unoccupied) Policy Document
Policies taken out or renewed from 1st January 2024
View your HCL Home Unoccupied Policy Booklet
Key Product Information Unoccupied (IPID)
Under insurance customer guide
Archive
HCL Home Policy Documents
(owner occupied home, holiday home and rental home)
(policies from 01.01.25 to 31.01.26) Home Owner Policy Booklet
(policies from 01.01.24 to 31.12.24) Home Owner Policy Booklet
(policies from 01.01.23 to 31.12.23) Home Owner Policy Booklet
(policies from 01.01.22 to 31.12.22) Home Owner Policy Booklet
(policies from 01.01.21 to 31.12.21) Home Owner Policy Booklet
HCL Home (Unoccupied) Policy Document
(policies from 01.01.22 to 31.12.23) HCL-Home-Unoccupied-Policy Booklet
