Online Renewal

Win 1 of 5 €50 One for All Vouchers

 Terms and Conditions:


  • Only open to Campion Insurance Customers who received the €50 One for All text message and renew their policy online;
  • No direct employee of Campion Insurance, employee family member, direct acquaintance, agent of Campion Insurance or anyone else professionally connected with the Promotion will be included in this draw;
  • The draw for the €50 One for All Vouchers will be made by 31st of December 2020, winners will be contacted directly. The prize is non-transferrable;
  • The vouchers will be issued by registered post to the winners. Campion Insurance will accept no responsibility for any failures on the part of An Post to successfully deliver the vouchers to winners;
  • The prize fund consists of 5 €50 One for All Voucher;
  • Only one entry per person, and only one voucher can be won per person;
  • The prize is as described, no transfer or alternatives will be provided, there is no cash alternative;
  • By participating you agree to these terms & conditions;
  • Winners will be chosen at random from the pool of online customers who have successfully renewed their policy online. If a customer cancels their policy prior to the draw they will not be eligible to win one of the vouchers;
  • Campion Insurance reserves the right to withdraw or amend this competition in the event of any unforeseen circumstances outside their reasonable control;
  • Decisions of Campion Insurance are final and no correspondence will be entered into;
  • Campion Insurance reserves the right to draw an alternative winner in the event that we believe that any winner has contravened any of these terms and conditions;
  • Campion Insurance reserves the right to draw an alternative winner in the event that no contact has been made within a 48 hour period.


Entry into this competition will be deemed to be a full and unconditional acceptance by the applicant of the Terms and Conditions of this competition. A failure to adhere to these Terms and Conditions may result in disqualification from the competition and, if applicable, forfeiture of the prize(s).


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Campion Insurances Ltd trading as Campion Insurance, Future,, ISME Insurance Services is regulated by the Central Bank of Ireland

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Important Assumptions

For the purpose of determining the term over which pension contributions are made, we have assumed your birthday was exactly six months ago.

If your target retirement age is lower than the age at which the Social Welfare pension commences (age 68 if you are born on/after 01/01/1961, age 67 if born before this date but on/after 01/01/1955 and age 66 if born before 01/01/1955) the calculations allow for funding for this gap, in addition to the cost of the annuity.

You are entitled to a full Social Welfare pension of €248.30 per week as at March 2019 which is assumed to increase by 2.5% per year.

You are saving for the difference between the Social Welfare pension and your target monthly income in retirement.

We have allowed for inflation of your target monthly income of 2.5% per annum between now and your retirement date.

Any other private pension provision you may have in place has not been taken into account.

Your monthly pension contribution increases by 2.5% each year up until your retirement age and is invested in a pension plan with an annual management charge of 1% and a 5% charge on each contribution, in line with the Standard PRSA fees and charges maximum limit.

A Gross Investment Return of 4.2% per annum on your savings. This is not a forecast because the value of your investment may grow at a faster or slower rate than assumed and the value of your investment may be expected to fall from time to time as well as rise.

On retirement you purchase an annuity which escalates at 1.5% each year, has a 5-year guarantee and is payable monthly in advance. The annuity rate assumes a post retirement interest rate of 2% per annum and no spouse’s pension. The actual annuity rate will depend on the selection of dependant’s pension, guaranteed period and the escalation rate, as well as interest rates prevailing when the annuity is purchased.


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