Overview
Protect What Matters – Your Business, Your Team, and Your Future
In an increasingly regulated environment, your business faces multiple risks every day. Whether it’s a customer injury on your premises, an employee incident, a defective product, or a claim of professional negligence—liability can arise unexpectedly.
Liability insurance exists to protect your business from these third-party claims. It provides indemnity not to you—but to those affected by your operations, shielding your company from financial loss and reputational damage.
Who Needs Liability Insurance?
If your business involves people, products, advice, or premises—you need liability insurance. This includes
- Retailers & Hospitality Businesses
- Construction & Engineering Firms
- Professional Consultants & Contractors
- Event Planners & Public Service Providers
- Healthcare Professionals
- Manufacturers & Distributors
- Self-Employed and SMEs
Essentially, any organisation exposed to public interaction, employment risks, or contractual obligations should have a suitable liability cover in place.
Liability Insurance Coverage Includes:
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Public Liability Insurance
Covers injury or property damage to 3rd parties due to your business operations—whether on your premises or off-site.
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Employers’ Liability Insurance
Protects against claims from employees injured during their course of employment. Note: While not mandatory in Ireland, it is strongly recommended for risk mitigation.
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Products Liability Insurance
Indemnifies you against harm caused by products you manufacture, distribute, or supply—even if issues arise after sale.
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Professional Indemnity Insurance
Ideal for service-based professionals. Covers negligent advice, breach of duty, or errors and omissions.
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Environmental Liability Insurance
Protects against pollution or environmental damage due to business activity—especially relevant for industrial operations.
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Cyber Liability
Covers data breaches, cyberattacks, and associated costs including legal proceedings and regulatory fines.
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Directors & Officers (D&O) Insurance
Shields company directors from personal liability arising from management decisions.
Why Choose Campion Insurance?
As a client of Campion Insurance, you’ll receive our detailed industry knowledge, our first-class personal service, and our full understanding of the risks you face and the pressures of the industry as standard.
Experienced Professionals
Expert team of advisors – available in person, on the phone and online, risk analysis and current policy review, customised insurance cover, Global expertise, backed by the PIB Group
Comprehensive Support
Competitive Quotes, Customised Insurance Cover, Dedicated Claims Service and a relationship with a provider you can trust, whenever you need it.
Contact us
Our expert team is ready to offer advice to you today. We talk to a wide range of insurance companies to choose the right plan to cover your needs.
Campion Insurances Limited trading as Campion Insurance, PIB Global and Bestquote.ie is regulated by the Central Bank of Ireland. Registered Office: Otter House, Modern Plant Building, Naas Road, Dublin 22. Company registration no. 269654
Content © Campion Insurance 2026
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