Happy Easter!

At Campion Insurance we are giving you a chance to win €100 off your Home/Car/Van Insurance!

 

What do I need to do?

Simply fill in the form below and you will be entered into the draw. Closing date for entries is 30/04/2020.

 

How will the winner be selected?

Everyone who completes the form below will be entered into our prize draw. Closing date for entries is 30/04/2020.
One winner will be pulled out randomly from all the entries after Thursday 30th April 2020.
We will announce the winner through our Facebook page week commencing Monday 4th May 2020

 

Terms and Conditions:

To be eligible for this competition you must be over the age of 18 and either own or rent a property or own a car or van in the Republic of Ireland.
Entries accepted until Thursday 30th April 2020 for new and existing policies.
No direct employee of Campion Insurance may be included in this draw.
Draw closes at 11:59 p.m. on Thursday 30th April 2020, no entries submitted after this date are valid. Winner will be informed week commencing Monday 4th May.
If we do not receive a response within 28 days, we will draw an alternative winner.
The prize is €100 off a new or renewed policy with Campion Insurance. Policy must be incepted by 30/04/2021. Prize applies to one policy only.
The prize is non-transferable and non-refundable.

 

 

Campion Insurances Ltd trading as Campion Insurance, Bestquote.ie, ISME Insurance Services is regulated by the Central Bank of Ireland.

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Important Assumptions

For the purpose of determining the term over which pension contributions are made, we have assumed your birthday was exactly six months ago.

If your target retirement age is lower than the age at which the Social Welfare pension commences (age 68 if you are born on/after 01/01/1961, age 67 if born before this date but on/after 01/01/1955 and age 66 if born before 01/01/1955) the calculations allow for funding for this gap, in addition to the cost of the annuity.

You are entitled to a full Social Welfare pension of €248.30 per week as at March 2019 which is assumed to increase by 2.5% per year.

You are saving for the difference between the Social Welfare pension and your target monthly income in retirement.

We have allowed for inflation of your target monthly income of 2.5% per annum between now and your retirement date.

Any other private pension provision you may have in place has not been taken into account.

Your monthly pension contribution increases by 2.5% each year up until your retirement age and is invested in a pension plan with an annual management charge of 1% and a 5% charge on each contribution, in line with the Standard PRSA fees and charges maximum limit.

A Gross Investment Return of 4.2% per annum on your savings. This is not a forecast because the value of your investment may grow at a faster or slower rate than assumed and the value of your investment may be expected to fall from time to time as well as rise.

On retirement you purchase an annuity which escalates at 1.5% each year, has a 5-year guarantee and is payable monthly in advance. The annuity rate assumes a post retirement interest rate of 2% per annum and no spouse’s pension. The actual annuity rate will depend on the selection of dependant’s pension, guaranteed period and the escalation rate, as well as interest rates prevailing when the annuity is purchased.

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